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This guide has been developed by the National Association of Insurance Commissioners (NAIC) in an effort to aid your understanding of long-term care and the insurance options available to help you pay the cost of long-term care services. The decision to purchase long-term care insurance is a very important financial decision that should not be rushed. State law requires insurance companies to give you this guide to help you better understand long-term care insurance and decide which, if any, policy you should buy.

Read the guide carefully. Take your time. Determine whether purchasing a policy might be a good option for you. 


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